When Are October 2026 Social Security Payments Coming?
Summary
Millions of Americans who receive Social Security benefits will get their payments in October 2026 on different dates depending on their benefit type and birthday. The Social Security Administration (SSA) will also announce the cost-of-living adjustment (COLA) for 2027 on October 14, which could increase benefit amounts.Key Facts
- Over 70 million Americans get Social Security payments, including retirement, spousal, survivor, and disability benefits.
- Payment dates in October 2026 are staggered: SSI payments on October 1, other groups on October 2, 14, 21, and 28 based on birthdays or benefit start date.
- SSI recipients will get an extra early payment for November on October 30 due to November 1 falling on a Sunday.
- The average retirement payment in July 2026 was about $2,032; the average SSI payment was about $737.
- The SSA announces the annual cost-of-living adjustment (COLA) on October 14 each year to help benefits keep up with inflation.
- The 2026 COLA was 2.8%; forecasts for the 2027 COLA predict around 3.4 to 3.6 percent increase.
- COLA is based on changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) over three months.
- The exact 2027 COLA will be announced after September inflation data is released on October 14, 2026.
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