How much could a $25,000 CD account earn in 2026?
Summary
The article estimates that a $25,000 CD deposit at the listed rates could earn from $240.26 over three months to $5,284.94 over five years, assuming the saver avoids early-withdrawal penalties. It says CDs lock in a fixed return, and deposits are FDIC-insured up to $250,000 per depositor at each insured bank.Key Facts
- A three-month CD at 3.90% is estimated to earn $240.26 by maturity.
- A six-month CD at 4.20% is estimated to earn $519.60 by maturity.
- A one-year CD at 4.10% is estimated to earn $1,025 by maturity.
- A three-year CD at 3.95% is estimated to earn $3,081.06 by maturity.
- A five-year CD at 3.91% is estimated to earn $5,284.94 by maturity.
- Withdrawing money before a CD matures typically triggers a penalty that can reduce earnings.
- The article says CD deposits are FDIC-insured up to $250,000.
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