Can debt collectors contact you at work? Here's what borrowers should know
Summary
Federal law limits when and how debt collectors can contact borrowers at their workplace. While debt collectors can sometimes call you at work to find you, they are not allowed to discuss your debt with your employer or coworkers, and you can tell them not to call you at your job.Key Facts
- Debt collectors can contact you at work, but only under certain rules set by the Fair Debt Collection Practices Act (FDCPA) and the Consumer Financial Protection Bureau (CFPB).
- You can tell a debt collector that your workplace is not a good place for calls, and they must stop contacting you there if your employer prohibits it.
- Debt collectors cannot share your debt information with your boss, coworkers, or human resources.
- They can contact others at your workplace only to find your location, but cannot reveal you owe a debt.
- Debt collectors usually cannot send collection emails to your work email address unless a special exception applies.
- If you use your work email for personal purposes, a debt collector having that address does not automatically give them permission to send collection messages there.
- If a debt collector continues to contact you against these rules, you have legal protections and can report them.
Read the Full Article
This is a fact-based summary from The Actual News. Click below to read the complete story directly from the original source.
